Meet the Private Capital USA team

Private Capital USA is a dedicated team with over 60 years of combined experience in real estate investment, residential and commercial development, acquisitions, underwriting, valuation, financing, banking and real estate law experience.

Chet Finkbeiner.

Chet Finkbeiner – Vice President of Capital Markets, Founder

Mr. Finkbeiner has over 15 years of real estate investment, land development, acquisitions, building, underwriting and valuation. Prior to joining Private Capital USA he was involved in his family business of development/construction. He was in the private sector for 5 years with a series 7 license. He was successful in raising money for Facebook before it became a public company. He has also worked as an engineer/ designer, working on complex projects for publicly traded companies.

Richard Chertock.

Richard Chertock – Corporate Counsel

Mr. Chertock has extensive knowledge in real estate law and mortgage financing, having handled thousands of closings in the New York area. He has been practicing real estate law for over 25 years. He received his bachelor’s degree in political science at Alfred University and his law degree from the University of Bridgeport. He began his career at Zinman & Chetkoff as an associate, dealing with closings, contracts, court appearances, research, and other areas. He then moved on to form his own practice where he handled all phases of real estate law, including residential properties, condos and cooperatives, new construction, short-sales, mixed-use, multi-family and commercial property. He was formerly in house counsel for Interstate Home Loan Center, Inc., a company that specializes in all forms of mortgage financing.

Jonathan Patti

Jonathan Patti – Vice President of U.S. Markets, Founder

Mr. Patti has worked with Mr. Lee for over a decade, finding deals in areas that most asset managers would only dream of. His father has been in the construction business for over 40 years and Jonathan has gained invaluable experience from this. Schooled in mechanical engineering and architectural design, he has led a global equity team in intermediate and multi-market research, from high net worth individuals to developers and builders. He specializes in structuring innovative solutions for complex deals utilizing outside-of-the-box strategies. He will assimilate all future client relationships going forward and will enhance revenues and profitability with his knowledge of all facets of operations.

Timothy J. Meinecke

Timothy J. Meinecke – Construction Management

Mr. Meinecke has been involved in construction for 28 years. He started his career as a carpenter, learning all aspects of the residential and commercial construction industry. He is licensed in several states as a certified general contractor, allowing him to build large commercial/residential projects. He has been involved in projects from Montauk to Manhattan to Florida. Throughout his career, he has maintained an impeccable record with various consumer affair bureaus without a single complaint. Over the past five years, he has been heavily involved in flipping residential properties, responsible for the rehabilitation of these properties from start to finish.


About Private Capital USA

Formed in 2014 by experienced, trusted real estate, banking and construction professionals, Private Capital USA was developed to provide a best-of-class institutional lending platform that connects real estate “fix and flip” renovation developers with loans, and investors with an avenue to build their capital portfolios.

The fund specifically caters to the residential “fix and flip” real estate markets in New York, California, Nevada, Arizona, Florida, Texas, and other national markets with favorable real estate conditions. Learn more about our loans & rates…